IRS Installment Agreement

An IRS deferred payment means you have more time to pay

Tax Relief Helpers provides the most convenient payment arrangement for you.

Contact Your Team of Experts For Free Now

We want to protect you

We sift through technical jargon and bureaucratic requirements, so you can focus on getting back on track with your finances. Agreeing to an IRS deferred payment (a payment plan) will help you to avoid:

  • IRS taking a portion of your wages
  • Withdrawing money directly from your bank account
  • Taking legal ownership of your property

You can have up to ten years to pay your debt under certain circumstances.

Stop the worry and fear

One thing is for sure: You must find a solution to your tax debt immediately. We have an expert team that knows how the tax office thinks and acts – and what they are willing to agree on.

Our insider information is a powerful negotiation tool that you can take advantage of.

Your IRS Installment Agreement (IA) will be fair

Of course, the tax authorities will charge interest on your debt. But a payment plan will give you some relief. Thankfully, the IRS is realistic when presented with financial facts.

We will gather proof based on your income and expenses to see if you qualify for an Installment Agreement.

Choose from many types of plans

Depending on how much you owe, if you have been filing in the past, and your current finances – there is a plan for you.

  • PPIA – Partial Payment Installment Agreement

If you can prove an extreme financial crisis, this plan erases some of your debt. It takes a lot of solid evidence though. If you aren’t eligible, we will look for other solutions.

  • Guaranteed Installment Agreement

You might qualify for this plan if you owe less than $10,000 and think you can pay on time each month for the next three years.

  • Streamlined Installment Agreement

You can pay 2% of your tax debt or $25 a month if you don’t owe more than $50,000 and have up to 6 years to pay your tax bill.

  • Stair Step and Conditional Agreements

Often you can’t escape large personal debt commitments. We can discuss other payment programs if you have pre-existing obligations. For example, you could continue to make payments toward child support, car loans, credit cards, or 401K because they are non-negotiable.

  • Non-Streamlined Installment Agreement

Owing over $50,000 takes professional intervention by our team. You can depend on Tax Relief Helpers because we are experts in forensic accounting.

Proposing a reasonable payment schedule to the authorities is complex and can take months!
Please call us.

Get Expert Tax Help Now

Secure your future tax refunds and improve your credit score with IRS payment plans

Paying your tax debt with a payment plan can ensure you still get the tax refunds you are due in the future. Your credit score may also improve. Most importantly, you will avoid more IRS:

  • Penalties
  • Stressful letters
  • Annoying phone calls
  • Unpleasant emails

Start your IRS deferred payment plan today.

Get a Tax Payment Plan Now

Call today 800-659-6706 for a Free Consultation

FAQ

  • When is the first payment due to IRS in an installment agreement?

    Each agreement is unique. The first payment is usually due shortly after the agreement is signed. However, the IRS may approve a start date of up to 30 days to get your financial situation in order. After that, you will receive a schedule with the amount you must pay and the due dates for each monthly installment. The most important thing is always being on time with payment because the IRS has arranged to help you. Not paying as promised will result in penalties and interest, thus making your payments even more difficult.

  • Which IRS form is used to request an installment agreement?

    First, you must prove that you can pay the debt to qualify. The IRS will need Form 9465 to arrange a monthly schedule of payments. 

    Form 9465 lists your income, assets, and expenses to help the IRS figure out what amount you can realistically pay monthly. If you owe more than $50,000, you must provide more information on Forms 433-A or 433-F.  

    Tax Relief Helpers will help you with all the forms. We will also guide you step-by-step in this process to make it manageable. Once the forms are complete, we can mail them by post, or electronic filing.