Written by: Thomas Brooks
Published: June 23, 2025
In recent years, one of the most common scams targeting taxpayers in the U.S. is the back taxes scam call. Scammers often pose as IRS agents or tax authorities, creating fear and urgency in their victims to force them into making hasty decisions, such as paying fraudulent back taxes.
If you have received a back taxes scam call or are worried about becoming a victim, it’s important to know how to spot these scams and protect yourself from falling into the trap.
What Are Back Taxes Scam Calls?
Back tax scam calls are fraudulent phone calls made by individuals or groups who impersonate the IRS or other tax authorities to deceive you into paying fake back taxes. These scammers often threaten victims with arrest or other severe legal consequences if they do not make an immediate payment.
How Do These Scammers Operate?
Scammers will typically call pretending to be an IRS agent or a tax authority official. They might claim that you owe back taxes and demand immediate payment. They will often use scare tactics, threatening arrests or lawsuits, to make you panic and act quickly without thinking. These calls are not only fraudulent but also illegal, and the IRS does not operate in this way.
Common Scammer Tactics Include:
- Threats of Immediate Arrest: They may warn you that failing to pay will lead to immediate arrest or other severe consequences.
- Unconventional Payment Methods: They often ask for payment through gift cards, wire transfers, or even cryptocurrency. These payment methods are difficult to trace, making it easier for them to steal money.
- Pressure and Urgency: They will pressure you to act quickly, often saying you need to pay immediately to avoid arrest or legal issues.
How to Spot a Back Taxes Scam Call
Recognizing a back taxes scam call requires paying attention to several key red flags. Here are some common warning signs to help you determine if a call is a scam.
Red Flags to Watch Out For
- Threats of Arrest or Legal Action: The IRS will never threaten you with arrest or other legal actions via phone call. If you owe taxes, the IRS will send you official notices in writing.
- Requests for Unconventional Payment Methods: Scammers often ask for payment via gift cards, wire transfers, or even cryptocurrency. The IRS will never demand immediate payment via these methods.
- No Official Communication: If you haven’t received any official IRS correspondence, it’s unlikely that the agency will call you directly.
- Pressure Tactics: Scammers create a sense of urgency by saying that you must act immediately to avoid arrest or other legal consequences. Legitimate IRS communications are rarely urgent, and you will always have time to resolve the situation.
Common Scammer Tactics
- Impersonating IRS Agents: Scammers may claim to be IRS agents and provide fake badge numbers. However, the IRS will always provide you with written notices before initiating any phone calls.
- Offering False Payment Plans: These scammers may offer false payment arrangements or settlements that sound too good to be true, such as reducing your back taxes by a significant percentage.
- Fake Caller IDs: Sometimes, scammers use technology to spoof the IRS phone number, making it look like they are calling from the IRS. However, legitimate calls from the IRS will not appear as an “unknown” or “spoofed” number.
What Should You Do If You Receive a Back Taxes Scam Call?
If you receive a call that you suspect is a back tax scam, it’s important to act quickly and calmly. Here’s a step-by-step guide on how to protect yourself.
- Hang Up Immediately: If the call feels suspicious or you’re unsure whether it’s a scam, hang up. Do not engage with the caller or provide any personal information.
- Verify with the IRS: Contact the IRS directly at their official contact number (1-800-829-1040). Use the number from their official website or a recent tax document. Do not call back the number provided by the scammer.
- Report the Call to the IRS and FTC: The IRS has a dedicated hotline for phone fraud at 1-800-366-4484. You can also report the scam to the Federal Trade Commission (FTC) online through their website.
- Document the Call: Keep records of the scam call. This includes the phone number, time of the call, and any other details about the conversation. These records may help authorities investigate the scam.
How to Protect Yourself from IRS Tax Scams
While scam calls are rampant, there are several ways you can safeguard yourself from falling victim to these fraudulent schemes. Here are some best practices you can follow to protect yourself from IRS tax scams.
- Never Share Personal Information Over the Phone: Never provide personal details such as your Social Security number, bank account information, or credit card number over the phone unless you’re certain about the caller’s identity.
- Regularly Check Your Tax Filings: Ensure your tax filings are up to date and accurate. Review your tax returns and confirm that there are no discrepancies or fraudulent activities.
- Know Your Rights: Understand how the IRS operates. The IRS will never demand immediate payment over the phone. They will always send official written communication before taking any action.
- Use Anti-Scam Technology: Install call-blocking apps on your phone to prevent scam calls from getting through. Many smartphones now offer built-in features to block suspected scam calls.
IRS Procedures for Contacting You
One of the best ways to avoid falling for an IRS tax scam is to understand how the IRS typically contacts taxpayers. The real IRS follows a standard protocol for communication, which is important to know.
What the IRS Does
- Written Notices: The IRS will never call you to demand immediate payment. Instead, they will send you official notices through the mail (IRS Notice or Letter).
- No Immediate Payment Demands: The IRS does not demand immediate payment over the phone, especially not through wire transfers, gift cards, or cryptocurrency.
- Payment Plans: If you owe back taxes, the IRS will provide you with options for payment plans through their official channels, not over the phone.
Common Types of Tax Fraud and How to Avoid Them
Aside from back tax scam calls, there are other types of tax fraud that you should be aware of. Let’s take a look at some common tax scams and how you can protect yourself from them.
Phishing Scams
Phishing is when scammers use fake emails or websites that mimic IRS communication to steal your personal information. Always verify the sender’s email address and be cautious about clicking links in unsolicited emails.
Phone Scams
In addition to back taxes scams, phone scams may involve imposters who claim to be IRS agents asking for personal information or money. Again, never provide sensitive data over the phone.
Identity Theft
Identity theft involves criminals stealing your personal information to file fraudulent tax returns in your name. Protect your personal information, use strong passwords, and monitor your credit regularly.
Fake Tax Preparation Services
Beware of tax preparers who promise large refunds for an unrealistic price. Always verify the legitimacy of tax professionals and choose those who are accredited by the IRS.
How to Report Back Taxes Scam Calls
If you believe you have been targeted by a back taxes scam call, it’s important to report it. Reporting these scams can help protect others from falling victim to the same fraud.
Where to Report Scam Calls
- IRS Phone Fraud Hotline: Call 1-800-366-4484 to report phone scams to the IRS.
- FTC Website: Report the scam online at www.ftc.gov.
- Local Authorities: If you believe the scam poses an immediate threat, contact your local authorities for assistance.
Final Thoughts on Avoiding Back Taxes Scams
Back tax scam calls are an ongoing threat, but with the right knowledge and vigilance, you can avoid falling victim to these fraudulent schemes. Always remember that the IRS will never demand immediate payment or request unconventional payment methods over the phone. If you receive a suspicious call, hang up immediately and verify with the IRS through their official channels.
By staying informed, following best practices for protecting your personal information, and reporting scams, you can ensure that you stay safe from IRS tax fraud.
If you suspect a back tax scam or need assistance with tax issues, it’s always a good idea to consult with a tax professional to help you navigate the complexities of your tax obligations.